Leonard & Martens, LLC

 

Building Long-Term Relationships Based on Trust, Exceptional Service and Sound Investment Strategies

Leonard & Martens, LLC, is an independent firm.  Our advisors are dedicated to helping our clients manage wealth, plan for retirement and preserve their hard-earned assets. Our firm is completely independent, so our loyalty belongs exclusively to our clients - not to a parent company. Securities are offered through Raymond James Financial Services, Inc. (RJFS). 

Utilizing the custodial services of RJFS, we have complete freedom to offer unbiased financial planning, investment advice and portfolio development.  Unlike major brokerage firms, Mr. Leonard and Mr. Martens are licensed CPAs and Registered Investment Advisor Representatives and therefore operate in a fiduciary capacity.  Placing the interests of our clients first is our number one priority and, as a fiduciary, it is a requirement.
 
Our independence enables us to establish working relationships with a number of industry-leading firms whose products we leverage to create customized client portfolios. We recommend only those products and services that can be tailored to suit our clients' unique needs.

The firm is primarily fee-based, not tied to or encouraged to sell any specific financial products for commissions. This approach helps to ensure that you receive objective advice that fits your particular needs and situation, not a hidden agenda. It also means that we are here for you, ready to offer ongoing financial expertise whenever you need it, whether or not you are ready to invest. 

 

On our Web site, you'll find valuable information for evaluating your current position and progress toward financial goals. We offer educational articles that outline financial concepts and highlight products designed to fill the gaps in your financial plan. You'll also find calculators that will help you assess your current and future needs. Please bookmark www.LeonardandMartens.com and visit the site often, as our content is constantly changing.

 

For help with your financial management, or for more information on Leonard & Martens, LLC, please contact us today.

Please note that clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs.  A list of additional considerations, as well as the fee schedule, is available in the firm's Form ADV Part II as well as the client agreement.

 

 

 
Calculators

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

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Newsletters

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Federal Estate Tax Is Much Lower — For Now

The federal estate tax was repealed in 2010, then reinstated by the 2010 Tax Relief Act with new provisions for 2011 and 2012. This article discusses the temporary provisions, the options for estates of 2010 decedents, and potential changes in future years that could subject many more estates to the federal estate tax than under current law.

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Preparing to Turn the Corner

What happens to a multiple-owner business when one of them chooses to retire or must leave suddenly for some other reason? Death, disability, divorce, & bankruptcy are just a few of the events that can affect one owner and threaten the future of the business. This article discusses the reasons why it may make sense for a small business to have a buy-sell agreement in place.

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