Leonard & Martens, LLC

 

Building Long-Term Relationships Based on Trust, Exceptional Service and Sound Investment Strategies

Leonard & Martens, LLC, is an independent firm.  Our advisors are dedicated to helping our clients manage wealth, plan for retirement and preserve their hard-earned assets. Our firm is completely independent, so our loyalty belongs exclusively to our clients - not to a parent company. Securities are offered through Raymond James Financial Services, Inc. (RJFS). 

Utilizing the custodial services of RJFS, we have complete freedom to offer unbiased financial planning, investment advice and portfolio development.  Unlike major brokerage firms, Mr. Leonard and Mr. Martens are licensed CPAs and Registered Investment Advisor Representatives and therefore operate in a fiduciary capacity.  Placing the interests of our clients first is our number one priority and, as a fiduciary, it is a requirement.
 
Our independence enables us to establish working relationships with a number of industry-leading firms whose products we leverage to create customized client portfolios. We recommend only those products and services that can be tailored to suit our clients' unique needs.

The firm is primarily fee-based, not tied to or encouraged to sell any specific financial products for commissions. This approach helps to ensure that you receive objective advice that fits your particular needs and situation, not a hidden agenda. It also means that we are here for you, ready to offer ongoing financial expertise whenever you need it, whether or not you are ready to invest. 

 

On our Web site, you'll find valuable information for evaluating your current position and progress toward financial goals. We offer educational articles that outline financial concepts and highlight products designed to fill the gaps in your financial plan. You'll also find calculators that will help you assess your current and future needs. Please bookmark www.LeonardandMartens.com and visit the site often, as our content is constantly changing.

 

For help with your financial management, or for more information on Leonard & Martens, LLC, please contact us today.

Please note that clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs.  A list of additional considerations, as well as the fee schedule, is available in the firm's Form ADV Part II as well as the client agreement.

 

 

 
Calculators

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

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Newsletters

Evaluating Life Insurance Needs

It's a good idea for people to evaluate their life insurance coverage to help ensure it keeps pace with their needs. Not only do major life events affect the amount of coverage that may be needed, but inflation can reduce the purchasing power of the death benefit and a greater benefit may be needed to cover estate taxes and other debts.

Help Keep Your Estate Out of Probate

Anyone who has seen an estate go through probate knows that it's the legal equivalent of having a tooth pulled. But just like tooth decay, probate may not be entirely avoidable.

Growth, Value, or Both

The average annual return for large-cap value stocks was about 2.1% higher than for large-cap growth stocks, yet growth stocks outperformed value stocks in 13 out of 30 years. This article examines the difference between the two approaches and describes why holding both may help investors take advantage of a variety of market conditions.

HOT TOPIC: Eye on Japan's Recovery Within a Recovery

Japan’s economy hasn’t been on solid ground since the 1990s, but now it must grapple with rebuilding after an earthquake, tsunami, and nuclear accident that have caused economic losses expected to surpass $300 billion. What is the outlook for Japan and the effects the nation's disasters could have on the world economy and financial markets?

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